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在线炒股听起来就让人血脉喷张，尤其当你收盘时大赚一笔，这种感觉更是无与伦比。毕竟，动动手指、点点鼠标就能将100美元变为5000美元甚至更多这样的美梦，大家都想感受一下！
但是，理想很丰满，现实很骨感。若想获得投资和交易的成功，操盘技巧、专业知识、持之以恒的耐心都是必备的基本素质，此外有时可能还需要一点运气。现将在线炒股的几点小技巧归纳如下，以期为股市新手入市提供些许帮助。
开通一个经纪账户
在开始第一笔投资前，你需要开通一个经纪账户。一般说来，经纪人的选择有两种，分别为传统的“全方位服务”经纪人和打折经纪人。这两种经纪人之间的差别在于，“全方位服务”经纪人不仅提供股票交易服务，还会针对退休计划、税收援助和理财方面给出一些建议。相比之下，打折经纪人则仅提供股票交易服务，鲜少为客户提供其他服务支持。鉴于此，“全方位服务”经纪人的收费高于打折经纪人也在情理之中。
在线炒股听起来就让人血脉喷张，尤其当你收盘时大赚一笔，这种感觉更是无与伦比。毕竟，动动手指、点点鼠标就能将100美元变为5000美元甚至更多这样的美梦，大家都想感受一下！
但是，理想很丰满，现实很骨感。若想获得投资和交易的成功，操盘技巧、专业知识、持之以恒的耐心都是必备的基本素质，此外有时可能还需要一点运气。现将在线炒股的几点小技巧归纳如下，以期为股市新手入市提供些许帮助。
开通一个经纪账户
在开始第一笔投资前，你需要开通一个经纪账户。一般说来，经纪人的选择有两种，分别为传统的“全方位服务”经纪人和打折经纪人。这两种经纪人之间的差别在于，“全方位服务”经纪人不仅提供股票交易服务，还会针对退休计划、税收援助和理财方面给出一些建议。相比之下，打折经纪人则仅提供股票交易服务，鲜少为客户提供其他服务支持。鉴于此，“全方位服务”经纪人的收费高于打折经纪人也在情理之中。
如何挑选最好的网络券商
挑选网络券商时，建议重点考虑以下几方面内容：
佣金：无论购买或抛售股票也好，共同基金也罢，网络券商均按照交易次数收取佣金。通常情况下，一次交易的佣金收费为5-10美元不等，具体收费标准视网络券商而定。
如果有意在股市大展拳脚，那么你也许会选择一个佣金收费最低的网络券商。毕竟，长远看来，佣金收费也不是个小数目。举个例子，如果你每个月交易10次，佣金为10美元/次，那么你的年佣金开销即10*10*12=1200美元。
开户存款额度低：如果资金有限，那么建议你选择一家对开户存款额度要求较低的网络券商。
客户支持和服务：如果你初次涉猎投资领域并需要一些帮助，那么你应该确保自己选择一个能够提供优质客户服务的网络券商，以备不时之需。如果你更倾向于一些人际互动式的交流，那么一些设有实体店面的网络券商也是不错的选择。
最佳交易平台：你选择的网络券商应能提供检索和交易工具，以便协助你买入或抛售股票。如其还能对你的投资想法给出评价和建议，那真是再好不过了。此外，你选择的网络券商也许还可为你提供调研报告，创建实时观察列表，记录每笔交易的收益和损失等服务。以上所列服务项均能促使你日渐成为一名优秀的投资者，所以慎重考虑网络券商的资质还是至关重要的。
移动App：如果你的交易次数较为频繁，且想实时跟进投资组合情况，那么能够为你的智能手机提供一款移动App的网络券商则是首选。
优惠活动：有些时候，网络券商会推出一些较为贴心的注册优惠活动，诸如交易期免除佣金或将佣金退回经纪账户等。
如何挑选股票
如若制定个人投资策略，建议根据自身目标、投资期、风险承受能力和财务现状进行审慎分析。在决定投资前，以下几点需认真考虑：你投资的这笔钱日后何时需要使用？你是否能承受这笔钱的“有去无回”？如果你有一些利息较高的借贷款项，诸如信用卡，助学贷款或汽车贷款，那么优先偿还这些款项才是明智之举。
如果未来五年有使用这笔钱的计划，你也许会选择一个更为保守、更为低风险的投资方式。如果投资周期较为长久，那你便拥有更多时间从可能遭受的潜在损失中恢复，并因此能承受更大的投资风险。
诚然，一个人一夜暴富的可能性不大。但是，如能选择一个优秀的网络商券，制定正确的投资方案，辅之持之以恒的耐心，玩转网上炒股也不是件难事。
原文：
Tips for Trading Stocks Online
Trading stocks online can be an exhilarating experience—especially if you end up making some money. After all, who doesn’t want to turn a hundred bucks into $5,000 or more, with just a few clicks of a mouse?
Unfortunately, it’s not that simple. Successful investing and trading requires skill, knowledge, patience and a bit of luck. Here are some tips to help you get started.
Opening a brokerage account
Before you start buying your first investments, you’ll need to open a brokerage account.
There are two types of brokers you can choose from: Traditional “full-service” brokers and discount brokers. A full-service broker does more than just place trades; he or she usually offers retirement planning, tax assistance and financial advice. Because of their personalized guidance, full-service brokers tend to charge more than discount brokers, who simply execute trades and offer fewer services and support.
If you haven’t opened a brokerage account yet, you should carefully research and compare your options to pick the brokerage that best fits your needs. If you think you may require one-on-one guidance and investment advice, a full-service broker could be the right choice. But if you’re comfortable with doing things on your own and want to keep your costs down, a discount broker could be your best bet.
How do I pick the best online broker?
Here are just a few things to take into consideration when choosing anonline brokerage.
Commissions: Online brokerages charge you for every transaction you make, whether it’s buying or selling a stock or mutual fund. Commission fees per trade generallycost you anywhere from $5 to $10, depending on the brokerage. However, broker-assisted trades will cost you more, because you are getting assistance from a professional.
If you plan on actively trading stocks, you may want to opt for a brokerage that comes with the lowest commission fees, because costs can certainly add up over time. For example, if you place 10 trades a month at a brokerage that charges $10 per trade, you’ll end up paying $1,200 a year in commission fees.
Low initial deposit requirement: If you don’t have much money to begin with, you’ll need to find a brokerage that accepts a small minimum deposit to open the account. Brokerages like E-Trade require a minimum $500 deposit, while other brokers like TradeKing and ShareBuilder do not require any deposit to open an account.
Customer support and service: If you are new to investing and need some help getting started, you should make sure you choose a brokerage that has good customer service, just in case you need help or have any questions. If you prefer personal interaction, consider a brokerage that has physical locations, such as E-Trade or Scottrade.
Best trading platform: Your brokerage should offer access to research and trading tools that will help you buy and sell stocks and evaluate investing ideas.
Your brokerage may also give you access to research reports, the ability to create real-time watch lists, track profits and losses on every trade, and more. All of these features can help you become a better investor and trader, so this is important to take into consideration.
Mobile app: If you plan on placing trades often and tracking your portfolio at all times, you’ll need to find a brokerage that offers a solid mobile app for your smartphone.
Promotions: Online brokerages can offer some pretty sweet sign-up promotions, from commission-free trading periods to putting cash back into your brokerage account. For example, OptionsXpress offers 50 commission-free trades for clients with $5,000 deposited.
What stocks should I buy?
It all starts with creating a personalized investment strategy that is based on your own goals, time horizon, risk tolerance and financial situation. Here are some points to considerbefore you invest.
How soon will you need the money that you are investing, and can you afford to lose what you invest? If you have a lot of high-interest consumer debt—such as credit cards, student loans or an auto loan—it may make more sense to pay off these debts first as you’d be getting a guaranteed return on your money.
If you need the money within the next five years, you might want to take a more conservative approach to investing and take less risk. If you have a much longer time frame, you can afford to take more risk because you will have more time to recover from any potential losses.
You may not get rich overnight. But with a good online brokerage, the right investment strategy and some patience and practice, you can make money trading stocks online.
栏目介绍：“洋视角”是理财频道新开设的一个栏目，栏目会定期从国外投资理财网站择优挑选一些优秀的投资理财方面的观点文章进行提炼和编译。帮助国内投资者了解到国外投资者最新的动向和观点，以期对国内投资者的投资理财有借鉴意义。
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