【www.dagaqi.com--利率】
现在银行存款划算吗?今天哪家银行存款利率哪家高?怎么存款方式最好?创业项目网www.dagaqi.com小编今天为大家精心准备了最新银行存款利率 最新银行存款利率表，希望对大家有所帮助!中国人民银行决定，从10月24日起，下调金融机构人民币贷款和存款基准利率。同时，对商业银行和农村合作金融机构等不再设置存款利率浮动上限。
央行此次降准、降息后，最新的利率表
其中，金融机构一年期贷款基准利率下调0.25个百分点至4.35%;一年期存款基准利率下调0.25个百分点至1.5%;其他各档次贷款及存款基准利率、人民银行对金融机构贷款利率相应调整;个人住房公积金贷款利率保持不变。
钱存在哪家银行最划算?
此次央行降息，一年期存款基准利率下调0.25个百分点至1.5%，意味着我们以后去银行存款，利息会减少。
同时，央行还对商业银行和农村合作金融机构等不再设置存款利率浮动上限。各行连夜修改利率表，竞争白热化。以5年期定存为例，最高和最低利率已相差0.55个百分点。钱存在哪家银行最划算?
2015年8月26日，存款利率进入1时代。自2012年7月降息后，2014年11月底，时隔两年多，央行首次下调金融机构存款基准利率，这意味着我国进入了新一轮的降息周期。进入2015年，一年内降息次数达5次。8月26日，央行将一年期存款基准利率下调0.25个百分点到1.75%，存款利率进入1时代。到2015年10月24日，活期存款的利率已经降至0.35%，1年期定期存款利率降至1.5%，3年期定期存款利率为2.75%。与1997年的存款利率5.67%相比，经过20年的变化，1年期定期存款利率缩水幅度达73.55%。
银行活期存款定期存款(整存整取)零存整取、整存零取、存本取息通知存款
三个月半年一年二年三年五年一年三年五年一天七天
央行0.3501.1001.3001.5002.1002.7502.750-----
工商银行0.3001.3501.5501.7502.2502.7502.7501.3501.5501.5500.5501.100
农业银行0.3001.3501.5501.7502.2502.7502.7501.3501.5501.5500.5501.100
建设银行0.3001.3501.5501.7502.2502.7502.7501.3501.5501.5500.5501.100
中国银行0.3001.3501.5501.7502.2502.7502.7501.3501.5501.5500.5501.100
交通银行0.3001.3501.5501.7502.2502.7502.7501.3501.5501.5500.5501.100
招商银行0.3001.3501.5501.7502.2502.7502.7501.3501.5501.5500.5501.350
中信银行0.3001.4001.6501.9502.4003.0003.0001.4001.6501.6500.5501.100
光大银行0.3001.4001.6501.9502.4102.7503.0001.4001.6501.6500.5501.100
浦发银行0.3001.4001.6501.9502.4002.8002.8001.3501.5501.6500.5501.100
平安银行0.3501.1001.3001.5002.1002.750-1.1001.300-0.8001.350
深圳发展银行0.3501.7502.0002.2502.7503.0503.1001.5001.7001.7000.8001.350
广发银行0.3001.4001.6501.9502.4003.1003.2001.4001.5501.4500.6301.235
华夏银行0.3001.4001.6501.9502.4003.1003.2001.4001.5701.7500.6301.235
民生银行0.3001.4001.6501.9502.3502.8002.8001.4001.6501.6500.5501.100
兴业银行0.3001.4001.6501.9502.7003.2003.2001.4001.6501.9500.8001.350
华融湘江银行0.3851.5401.8202.1002.8353.5753.7051.5401.8202.1000.8001.350
江都农村商业银行0.3501.8502.0502.2502.8503.500-2.8502.9003.0000.8001.350
德州银行0.3501.3801.6301.8802.5203.3003.6001.5001.7001.9000.8001.600
大华银行(中国)-1.4501.6501.9502.5003.2503.500----1.350
湖州银行0.3852.8603.0803.3004.1254.6755.2252.8603.0803.3000.8801.485
东莞农村商业银行-1.3201.5602.0702.6253.2003.7501.1001.3001.5000.8801.485
哈尔滨银行0.3501.5001.8002.2002.8003.2003.8001.5001.8002.2000.8001.350
东亚银行0.3851.4301.6771.9352.6463.1084.050---0.8801.655
法兴银行0.3501.1001.3001.5002.1002.750----0.8001.350
九江银行0.3501.6001.8002.0002.6003.250-1.6002.9003.0000.8001.350
晋城银行0.3502.1002.3002.5003.1003.750-2.8502.900-0.8001.350
东莞银行0.3001.3201.4302.0502.5203.0253.2501.2101.4301.6500.8001.200
成都农商银行0.4201.4301.6901.9502.7303.5754.0001.4301.6901.9500.9601.350
南洋商业银行0.3852.2402.5202.8002.8603.2503.250---0.8801.485
珠海华润银行0.3501.4301.6901.8002.5203.0253.1251.4301.6901.8000.8001.350
长安银行0.3501.5051.7652.0252.5203.3003.6001.5051.7652.0250.8001.350
厦门国际银行0.3852.8603.0803.3003.7504.2504.750---0.8801.485
厦门银行0.3501.3501.5501.8002.5203.3003.3001.2101.4301.4300.8801.485
星展银行0.3852.8603.0803.3003.7502.0002.500---0.8001.350
东营银行0.4201.6201.8602.1002.8203.6005.0001.6201.8602.1000.9601.620
宁夏银行0.3501.4301.6902.1002.7303.575-1.4301.690-0.8001.350
德阳银行0.3852.8603.0803.3004.1254.6755.2252.8603.0803.3000.8801.485
宁波银行0.3001.5001.7502.0002.4002.8003.250---0.8801.350
鄞州银行0.3501.5401.8202.1002.7003.3003.6001.5401.8202.1000.8001.350
成都银行0.3851.4301.6901.9502.7303.5754.0001.3751.6251.8750.7001.200
紫金农商银行0.3502.8603.0603.3003.8004.3004.8002.8603.0803.3000.8801.485
渣打银行(中国)0.3502.1002.3002.5003.1003.750-2.8502.9003.0000.8001.340
龙江银行0.3501.5001.8002.2502.9003.5754.1001.5001.8002.2501.0001.500
杭州银行0.3501.4301.6901.9502.5203.0803.2501.4301.6901.9500.8801.485
河北银行0.4201.6501.9502.2502.7303.3003.3001.3201.5601.8000.9601.620
南京银行0.3501.4001.6501.9002.5203.1503.3001.4001.6501.9000.8001.100
洛阳银行0.4201.4301.6901.9502.7303.5754.0001.4301.6901.9501.0401.755
大连银行0.4552.7302.9903.2504.0304.8754.8752.7302.9903.2501.0401.755
赣州银行0.3851.5401.8201.9502.7303.5754.1501.540
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